How It Works
Enter your ZIP code and tell us what coverage you are looking for in South Carolina
See what South Carolina requires and compare quotes from licensed carriers
Choose coverage that meets South Carolina requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Liability Insurance
Every vehicle on a multi-car policy must carry at least your state's minimum liability limits. Bodily injury per person ranges from $15,000 to $50,000 across states; property damage minimums range from $5,000 to $50,000.
Full Coverage Car Insurance
Add collision and comprehensive to any vehicle on your multi-car policy. One car can carry full coverage while another carries liability only — the multi-car discount applies to the entire policy regardless of per-vehicle coverage levels.
Uninsured Motorist Coverage
Pays for injuries and vehicle damage when the at-fault driver has no insurance or insufficient limits. Required in 22 states; optional in others. Can be added to any vehicle on a multi-car policy.
Multi-Car Policy Structure
A multi-car policy puts two or more owned vehicles on a single policy. Each vehicle can carry its own coverage level. The multi-car discount typically requires every vehicle on the same policy and often the same garaging address.
